Use the following financial tools and calculators as a starting point in your decision making process. These tools and calculators are not substitutes for good sound advise from seasoned financial professionals. If you really want to know if you’re making the right decision, make an appointment today.
AUTOMOBILE

EARLY PAYOFF

Find out how much interest you can save by increasing your monthly auto loan payment.

LOAN CALCULATOR

Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment..

HOME EQUITY VS AUTO LOAN

Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

LEASE OR BUY?

Should you lease your next automobile or finance it? Find out with this calculator.
BUSINESS

BREAKEVEN ANALYSIS

Find out how many and what price you must sell your product at to make a profit.

BUSINESS DEPT CONSOLIDATION

Should your business consolidate its debt? Use this calculator to find out.

EQUIPMENT LEASE VS BUY

Should you lease your equipment or finance it? Find out with this calculator!

CASH FLOW CALCULATOR

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

BUSINESS VALUATION

This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.

FINANCIAL RATIOS

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

INVENTORY ANALYSIS

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

WORKING CAPITAL NEEDS

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
DEBT AND CREDIT CARDS

ACCELERATED DEBT PAYOFF

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

CONSOLIDATED LOAN INVESTMENT

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

CREDIT CARD OPTIMIZER

The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

CREDIT CARD PAYOFF

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

HOW MUCH DO I OWE?

Use this calculator as a starting point for your debt management plan.

DEBT CONOLIDATION

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

ROLL-DOWN YOUR CREDIT CARD DEBT

The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
INSURANCE

DISABILITY INSURANCE

Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

LIFE INSURANCE CALCULATOR

Find out how much life insurance you really need!

LONG TERM CARE

Long term care is needed by those who can’t perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
INVESTMENT

ANNUAL STOCK OPTION GRANTS

Use this calculator to project how much a series of annual stock option grants could be worth to you.

INVESTMENT RETURNS

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

STOCK OPTION CACULATOR

Use this calculator to determine the value of your stock options for the next one to twenty five years.